Economics · Chapter 05

🇮🇳 Indian Economy — Overview

Sectors, LPG reforms 1991, planned to market economy.

🇮🇳 India's Economic Journey

India has one of the most remarkable economic stories — from a planned socialist economy at independence to one of the world's fastest-growing major economies today.

Three sectors of the economy:
Primary sector — agriculture, mining, fishing, forestry. ~15% of GDP, 45% of employment.
Secondary sector — manufacturing, construction, industry. ~28% of GDP.
Tertiary sector (Services) — IT, banking, trade, transport, education. Largest at ~57% of GDP.
This is an inverted pyramid — most employment (primary) vs most GDP (tertiary) — shows structural transformation is underway.

Key phases:
• 1947–1991: Nehruvian planned economy, Five Year Plans, licence raj, public sector dominance.
• 1991 onwards: LPG reforms (Liberalisation, Privatisation, Globalisation) — triggered by forex crisis. PM: PV Narasimha Rao, FM: Dr. Manmohan Singh.

🔓 1991 LPG Reforms — most important economic event

Why 1991 crisis: India had only 2 weeks of forex reserves. Nearly defaulted on international loans. Had to pledge gold with IMF.
Liberalisation — removed licence raj, reduced government control over business decisions.
Privatisation — sold government companies to private sector (disinvestment), opened sectors to private competition.
Globalisation — reduced import duties, welcomed FDI, allowed rupee to be market-determined.
Result: India grew from $270 billion (1991) to $3.7 trillion (2023) economy.

Mumbai — India's financial capital, 'Maximum City'
Mumbai — India's financial capital, 'Maximum City'Wikimedia Commons / CC BY-SA 3.0
Bengaluru IT corridor — India's Silicon Valley
Bengaluru IT corridor — India's Silicon ValleyWikimedia Commons / CC BY-SA 3.0
📋 Five Year Plans → NITI Aayog

• Five Year Plans: 1951–2017 (12 plans). Inspired by Soviet model. Planned by Planning Commission.
First FYP (1951-56): Focus on agriculture, Bhakra Nangal dam
Second FYP (1956-61): Nehru-Mahalanobis model — heavy industry focus
Eleventh FYP: "Faster and More Inclusive Growth"
• Planning Commission replaced by NITI Aayog on January 1, 2015. Chairman: PM Modi. CEO: BVR Subrahmanyam (2023).
• NITI Aayog is a think-tank, not a fund-allocating body (unlike Planning Commission).

🎬

India's Economic Transformation

Animation
INDIA ECONOMY — CLICK EACH ERA Colonial 1757–1947 Planned Economy 1947–1991 LPG Reform 1991 High Growth Era 1991–2008 Viksit Bharat 2014–now INDIA GDP GROWTH PATH ($billions) 1947 $30B 1991 $270B 2024 $3.7T CLICK AN ERA ON THE TIMELINE India grew from $30 billion (1947) to $3.7 trillion (2023) — a 120x increase in 75 years.

1991 was the turning point — the LPG reforms unleashed India's private sector potential.

💹

Sectors of Indian Economy

Interactive
ActivitiesAgriculture, fishing, mining, forestry
GDP share~15% of GDP (declining)
Employment~45% of workforce (largest employer)
Key issueLow productivity — many workers, small output
Key policyMSP, PM-KISAN, crop insurance
Practice (SSC): What is Licence Raj? Why was it abolished?
Licence Raj was the elaborate system of licences, regulations, and accompanying red tape required to set up and run businesses in India between 1947 and 1990.

How it worked:
• To start any industry, you needed a licence from the government
• Government decided what to produce, how much, where, and with which technology
• Expansion, diversification, import of technology — all needed approval
• Industries reserved exclusively for public sector (steel, telecom, airlines, banking)
• Import licences needed for foreign goods (protectionism)

Why abolished (1991):
• Massive inefficiency — public sector units making losses
• India fell behind East Asian economies (South Korea, Taiwan) that had open markets
• Corruption — getting licences required bribing officials
• Low innovation — no competition meant no incentive to improve
• 1991 forex crisis forced the government to open up or default on loans

After abolition: India grew from $270B to $3.7T in 30 years.
Practice (SSC/Banking): What is the difference between FDI and FII?
FDI (Foreign Direct Investment):
• Foreign company invests to establish or acquire a business in India
• Long-term investment — involves ownership and control
• Minimum 10% equity stake required to be called FDI
• Creates jobs, transfers technology, builds assets
• More stable — investor is committed for the long term
• Example: Samsung building a factory in Noida; Apple manufacturing iPhones in India

FII (Foreign Institutional Investment) / FPI (Foreign Portfolio Investment):
• Foreign investors buy stocks, bonds, mutual funds in India
• Short to medium term — purely financial, no management control
• More volatile — can leave quickly ("hot money")
• When FIIs sell suddenly, stock market falls and rupee weakens
• Example: A US pension fund buying Reliance shares on BSE

Key difference: FDI = builds factories (real investment). FII/FPI = buys shares (financial investment). India prefers FDI over FII for stability.
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